If you’re counting on Supplemental Security Income (SSI) in May 2025, you might be wondering if there’s an increase on the way. The short answer is no—there’s no additional SSI boost coming this May. But there are some key updates that could still affect your benefits, especially a new in-person identity verification rule that begins mid-month.
This guide breaks it all down clearly—whether you’re already receiving SSI or looking into eligibility for yourself or a loved one. We’ll explain what’s changing, what’s staying the same, and how to stay ahead of potential disruptions to your payments.
Overview
Here’s a quick look at what to expect this May:
| Topic | Details |
|---|---|
| SSI Boost in May? | No new increase beyond the January COLA |
| 2025 Max Monthly Benefit | $967 for individuals, $1,450 for eligible couples |
| Key Change | New ID verification rule starts May 14, 2025 |
| Who’s Affected | New applicants and some current recipients |
| Access Tool | my Social Security online account |
| Official Info | ssa.gov SSI Page |
What is SSI
SSI stands for Supplemental Security Income. It’s a federal program that provides monthly cash payments to people who are 65 or older, blind, or disabled and have limited income and resources. Unlike Social Security retirement benefits, SSI is based on financial need, not your work history.
To qualify, you must meet the following:
- Be age 65 or older, or meet the definition of blind or disabled
- Have limited income and assets
- Be a U.S. citizen or certain lawful residents
- Live in one of the 50 states, Washington D.C., or the Northern Mariana Islands
Limits
SSI has strict income and resource limits. For 2025, the financial thresholds look like this:
| Criteria | Limit (2025) |
|---|---|
| Income (individual) | Around $1,913/month |
| Resources (individual) | $2,000 |
| Resources (couple) | $3,000 |
Resources include cash, bank accounts, and property other than your main home. Certain items like your car or household goods may be excluded.
May Boost
No, there’s no new boost or one-time payment in May 2025. The last change to SSI amounts came from the 2.5% cost-of-living adjustment (COLA) applied in January.
| Category | Monthly Amount (2025) |
|---|---|
| Individuals | $967 |
| Eligible Couples | $1,450 |
These are the federal base rates. Some states may offer supplemental payments that could raise your monthly benefit.
New Rule
The major update in May is a new in-person identity verification requirement starting May 14, 2025. This rule will apply to:
- New applicants who cannot verify their identity online
- Current beneficiaries making significant updates like a name change, banking update, or change in marital status
If you’re affected, you’ll need to book an appointment at your local SSA office. This is being done to improve security and reduce identity fraud.
Note: SSI applicants and those applying for SSDI or Medicare can still complete ID verification by phone in most cases.
Check
Wondering if this change affects you or how much your benefit will be? Here’s how to find out:
Step 1: Log in to your my Social Security account at ssa.gov/myaccount
Step 2: Check your SSI dashboard for upcoming payments, recent activity, and eligibility status
Step 3: Use the online screening tool to explore benefits or apply
Step 4: Set up direct deposit to get your money faster and more securely
If you run into trouble or need help, call SSA at 1-800-772-1213 or visit your nearest Social Security office.
Next Steps
Here’s how to stay on top of things:
- Stay informed
Sign up for SSA email alerts and visit the SSA Newsroom for updates. - Update your details
Make sure your contact and banking info is correct to avoid delays. - Prepare for in-person visits
If you’re making big changes and fall under the new ID policy, book your SSA appointment now to skip the stress.
Example
Let’s say John, age 70, receives SSI and just got married. Because his marital status has changed, he’s updating his records and bank account with SSA. Since he can’t verify his identity online, he’ll need to go to his local SSA office after May 14. Thanks to his online account, he got a heads-up and booked his visit early—ensuring his benefits won’t be interrupted.
It’s a small change that can have a big impact if you’re not prepared. That’s why being proactive with your SSI info is more important than ever.
FAQs
Is there an SSI boost in May 2025?
No, the only increase this year was the 2.5% COLA in January.
What is the max SSI benefit in 2025?
$967 for individuals and $1,450 for eligible couples.
Who needs in-person ID verification?
New applicants and recipients making major changes.
Can I still use phone verification?
Yes, for SSI, SSDI, or Medicare in most situations.
How do I check my payment or update info?
Use your my Social Security account at ssa.gov.
